Sanja Ugrčić Pavlović
Vice President, ACFE Serbia
Sanja Ugrčić Pavlović is a digital and financial markets professional with expertise in risk management, compliance, fraud investigations, and AML/CFT. She previously served as Director of "Excellent3," Serbia’s first Web3 and Blockchain Supercluster. Sanja has extensive experience working in Big Four firms and has been involved in developing financial policies, particularly in the digital solutions and financial technology sectors in Serbia.
She has held key roles as Head of Risk and Head of Compliance at Serbia's first cryptocurrency exchange platform, one of the country's most successful FinTech companies. In these roles, she collaborated with public institutions such as the National Bank of Serbia, the Securities Commission, and the Ministry of Finance, helping to shape licensing and operational processes under the country's new FinTech regulatory framework.
Sanja is a Certified Fraud Examiner (CFE) and serves as Vice President of the Serbian chapter of the Association of Certified Fraud Examiners (ACFE), maintaining an active membership in both the Serbian and global ACFE communities.
She has held key roles as Head of Risk and Head of Compliance at Serbia's first cryptocurrency exchange platform, one of the country's most successful FinTech companies. In these roles, she collaborated with public institutions such as the National Bank of Serbia, the Securities Commission, and the Ministry of Finance, helping to shape licensing and operational processes under the country's new FinTech regulatory framework.
Sanja is a Certified Fraud Examiner (CFE) and serves as Vice President of the Serbian chapter of the Association of Certified Fraud Examiners (ACFE), maintaining an active membership in both the Serbian and global ACFE communities.